A Chapter 7 Bankruptcy may be the right solution to help you. Chapter 7 Bankruptcy has no payment plan, eliminates your dischargeable debts, provides a fresh start, allows you to keep protected property, and generally lasts only a few months.

DISCHARGE DEBTS

1. Dischargeable debts may include: Credit cards, personal loans, repossessions, foreclosures, and medical bills. These are the most common examples and by no means form the complete list of dischargeable debts.

2. Non-dischargeable debts may include: IRS and state tax claims, maintenance and support obligations, and school loans. These are the most common examples, but are not the entire list. In addition, some non- dischargeable Chapter 7 debts are dischargeable in a Chapter 13.

RECEIVE A “FRESH START”

1. Chapter 7 Bankruptcy cases do not require a payment plan, and usually are completed within 6 to 8 weeks after the Trustee meeting.

2. Creditors with dischargeable debts are wiped out creating the fresh start for the bankruptcy client.

KEEP PROTECTED PROPERTY

1. Federal and state laws allow for you to protect property from being taken in a bankruptcy. Protected property is called “exempt property.”

2. Most Chapter 7 cases protect 100% of a client’s property. This includes such items as your house, cars, jewelry, household goods, tools used for work, life insurance, retirement, and many other items.

3. Property that may not be protected may include certain sporting goods, cash on hand, money in checking accounts, and tax refunds. These are the most common examples of unprotected property. Methner and Associates can help you plan to handle this property before your bankruptcy is filed, so you do not lose the property to your Creditors.

CHOOSE THE EXPERIENCED ATTORNEYS AT METHNER AND ASSOCIATES FOR YOUR CHAPTER 7 BANKRUPTCY

What may initially seem a simple matter, Chapter 7 Bankruptcy, is best handled by skilled professionals who will help you create a strategic plan to get the most from your bankruptcy while protecting assets. Methner and Associates has attorneys experienced in Chapter 7 Bankruptcy and its complexities. Leverage the 78 years of combined legal experience the Methner and Associate’s attorneys will bring to your case, our proven process, quality services, and guaranteed satisfaction to help you with Chapter 7 Bankruptcy. Contact us today!

Once again, THANK YOU, to you and your team for such a quick response and turn around. I could of never found a better group to handle my personal finance situation.
— Sam

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