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Chapter 13 bankruptcy is the most powerful debt relief tool. Clients are often shocked to hear that because they think they are under the control of a trustee for 5 years and cannot live a normal life. That is not true. Sure, chapter 7 bankruptcies can wipe out debt, but chapter 7 bankruptcy can only [...]
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I am currently 27 mos. into a ch 13 and my income as well as my spouses income has decreased substantially over the last 3 mos. due to the economy, and this new income looks like the new normal. I would like to convert to a ch 7 but my lawyer says it [...]
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