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"Garnishment"
Question:
Can pre-paid debit cards with Visa or MasterCard logos be garnished by a judgment creditor?
Answer:
Actually, YES. I had done some Google’ing on this topic and most articles were rather vague with the answer and seemed more like guesses. So, I decided to go to the source. I called one of the major [...]
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I am having a baby in two weeks but I got a court summons for next week. I want to add on the baby’s medical bills to my bankruptcy. My bankruptcy attorney said not to go to the summons and wait to sign the final paperwork for bankruptcy until after I have the baby. [...]
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How do I keep a collection law firm from just taking all the money from our account without notice? I am on SSDI (Social Security Disability) and this debt is a credit card bill. I was in the hospital on the court date so that’s why I could not be in court. I don’t [...]
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My entire income is from a federal government civil service pension of 72K per yr . I have heard conflicting views about judgments and bank garnishments of same. Can these funds be withheld and/or account be frozen?
Answer:
It depends on the Creditor you owe money to and the state and federal [...]
Getting sued by one of your creditors is not the end of the world. You can still discharge the underlying debt and the Bankruptcy Discharge Order can allow you to vacate the judgment. Despite what the idiot collection agent or paralegal for the firm suing you says, you can include the debt in your bankruptcy [...]
Continue Reading →In short, yes. When a creditor has obtained a judgment against you, they may collect on this judgment in various ways. The most common way in which they do so is through direct garnishment of your paychecks. As of late, though, creditors are also levying accounts and taking money directly from the bank account of [...]
Continue Reading →Judgment proof means that if a creditor sues you and gets a judgment against you, none of the actions the creditor could take to collect the debt—wage garnishment, seizure of assets, etc.—would work. Judgment proof is actually a misnomer, the idea of being judgment proof means that you are “collection proof.” Being collection proof means [...]
Continue Reading →Question: I am a single retired 85 year old renting, judgement proof, no assets, no car, health fair, income is social security with a direct deposit to checking account with debit card. Income 1250 per month and at end of month I have $30-$50 maybe. Collection agency filing for a judgment. Can they attach or [...]
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