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Coming January 1; T.S.E. Thrifty Spender Experiment, an Experiment Financial and Lifestyle Control

On December 29, 2010 By

Abstract:

Can a bankruptcy attorney, by choice, make lifestyle changes which that bankruptcy attorney often must advise his middle class and formerly wealthy clients to make in order to survive financial setbacks? What are the real struggles and challenges in making those changes? What changes really are necessary? The goal of T.S.E. is to have [...]

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Thrifty Spender Experiment: Discretionary vs Non-Discretionary Expenses and Downsizing.

On December 29, 2010 By

There is one limitation to the Thrifty Spender Experiment. For practical reasons (stay married), the experiment will not include actual modification of non-discretionary spending; which really means the experiment will not include major down-sizing. What do I mean?

For most families facing financial distress there are expenses that must be incurred in some way such [...]

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Thrifty Spender Experiment – Selection Letter

On November 30, 2010 By

Dear Matt and Nicole Berkus

You have been selected to participate in the Thrifty Spender Experiment (T.S.E.). Who I am is not important, but you may refer to me as your handler. Starting January 1, 2011 and lasting 6 months, you will begin receiving assignments about every two weeks to cut various expenses; success may [...]

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